tag:blogger.com,1999:blog-5164886390834386622.post4990067285294080577..comments2023-10-30T08:41:06.178-07:00Comments on Inside the Law School Scam: Bust outLawProfhttp://www.blogger.com/profile/05174586969709793419noreply@blogger.comBlogger110125tag:blogger.com,1999:blog-5164886390834386622.post-90803141536434768852013-01-15T07:09:38.079-08:002013-01-15T07:09:38.079-08:00Why, because of all the promises that *I* keep bre...Why, because of all the promises that *I* keep breaking? LOL.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-58798606940428634762013-01-15T06:16:29.842-08:002013-01-15T06:16:29.842-08:00@10:33, I think you've missed your mark. Ther...@10:33, I think you've missed your mark. There may be a slight superficial similarity topically, but otherwise the style is all wrong.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-51944597450776652852013-01-15T06:07:09.108-08:002013-01-15T06:07:09.108-08:00FOARP - and here I've always been told Sharks ...FOARP - and here I've always been told Sharks can breath under water...Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-86408322827542076852013-01-15T05:52:58.044-08:002013-01-15T05:52:58.044-08:00@ January 15, 2013 at 5:04 AM
JD Painterguy, why ...@ January 15, 2013 at 5:04 AM<br /><br />JD Painterguy, why did you even go to law school anyway?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-77786664019089192112013-01-15T05:37:24.778-08:002013-01-15T05:37:24.778-08:00On Dec. 29th 2012, Epic Fail wrote:
"Signed,...On Dec. 29th 2012, Epic Fail wrote:<br /><br />"Signed,<br /><br />The World Traveling Law Student [WTLS] (yes, it was me all along. Thanks for having me on your blog Nando :) It was a pleasure)"<br /><br />For those who don't know, the World Traveling Law Student used to troll Third Tier Reality.<br /><br />Epic fail also posted:<br /><br />"<br />I want to pass the NY and California bar (I will probably be moving from New York around the same time the bar results roll in, as my wife is thinking about graduate school in San Francisco. (yes, I've been married 11, almost 12 years (in an amazing relationship, may I add, she has always thought the scambloggers were crazy and put up with my running this blog for a long time) -- sorry to burst the bubble on that one. The engagement stuff was just for fun -- in fact, a lot of the stuff on this blog has been fictionalized. Also, I'm not nearly as young as people think."<br /><br />He also wrote:<br /><br />"Ever since I stopped reading Campo's hypocritical blog, I have felt good about my life."<br /><br /><br /><br /><br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-89590126645537543762013-01-15T05:04:37.129-08:002013-01-15T05:04:37.129-08:00@ Jan 14, 10:39PM - Go Fuck yourself Epic Fail/Mr....@ Jan 14, 10:39PM - Go Fuck yourself Epic Fail/Mr. infinity/Terrified Law Student/Hopeful Law Student/World Traveling Law Student/Coward.<br /><br />I hiope Character and Fitness does not give you a pass.<br /><br /><br /><br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-41575567236947545952013-01-15T02:45:18.292-08:002013-01-15T02:45:18.292-08:00Oh noooo! Some sick animal has left a huuuuuuuuge ...Oh noooo! Some sick animal has left a huuuuuuuuge rotten "Seton Hall Law" sticking out of the office toilet! The janitors have bsen notified but their powers are useless against it!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-85071112530356594602013-01-15T02:03:19.732-08:002013-01-15T02:03:19.732-08:00Wasn't the actual number of people taking adva...Wasn't the actual number of people taking advantage of bankruptcy fairly small? (even among law students) Does anyone know why student loans were made nondischargable in bankruptcy? It probably deserves a study all its own. I have a feeling its partly due to the peculiar reverence that Americans hold for education. <br /><br />To many people higher education is a sure guarantee of wealth and success. There is no way an honest person would ever need to discharge educational debt, since education always pays for itself.<br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-26924462654575786112013-01-15T02:02:53.837-08:002013-01-15T02:02:53.837-08:00I could tell you, but I don't fancy taking a s...I could tell you, but I don't fancy taking a stroll along the bottom of the Hudson in concrete over-shoes . . . Gilman Grundyhttps://www.blogger.com/profile/06607416440240634159noreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-91120238797449709822013-01-14T22:39:22.631-08:002013-01-14T22:39:22.631-08:00Hm, you might actually live longer if you just pai...Hm, you might actually live longer if you just paid back all that money. <br /><br />Haha, you must be from that lost, noble generation where people promise to pay back borrowed money - and then don't.<br /><br />Now keep your promises and stop posting here already!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-61240721090364874612013-01-14T22:33:53.839-08:002013-01-14T22:33:53.839-08:00@Paintroach,
Yes. Society is teetering on the br...@Paintroach, <br /><br />Yes. Society is teetering on the brink of collapse, all because it won't pay off YOUR debt. <br /><br />The debt is carried until payoff or death, you say? Well, if you are planning on living more than 10 years, maybe you should get a job for the government and discharge your loans that way?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-62074202177320258602013-01-14T21:49:47.208-08:002013-01-14T21:49:47.208-08:00Nations can rise and fall in a 20 year IBR period....Nations can rise and fall in a 20 year IBR period. <br /><br />I realize that Mr. Infinity/Epic Fail is going to reply with something really vile because his generation came of age in a declining America and is mostly culturally pornographic and uncouth. <br /><br />But I recall seeing at 3AM or thereabouts a long commercial for a boxed DVD set of the old Dean Martin "Man of The Hour" celebrity comedy roasts.<br /><br />People old enough will recall seeing, and on that show, Dean Martin, Johnny Carson, Orson Welles, Frank Sinatra, Audrey Meadows, Michael Landon, Redd Foxx, Jack Klugman, Ronald Regan, John Wayne, Red Buttons, Eddie Albert, George Burns, Mickey Mantle, Howard Cosell, Gene Kelly, Lorne Greene, Ernest Borgnine, Telly Savalas, Ginger Rogers, Milton Berle, Ted Knight, Bob Newhart, Dom Deluise, Jack Benney, George Kennedy, Jonathan Winters, Shelly Winters, Phyllis Diller, etc etc etc.<br /><br />I mean lots of celebrities, and most of them are now dead.<br /><br />20 or 25 years later and these people mentioned are ALL DEAD. <br /><br />How many of us will be here 20 to 25 years later after our IBR term expires?<br /><br />20 to 25 years is an entire generation. Fine for a home mortgage, but for student loan debt?<br /><br />Come on!<br /><br />The whole thing is surreal. <br /><br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-46522213781514168862013-01-14T21:25:48.178-08:002013-01-14T21:25:48.178-08:00Re: The rationale:
I seem to recall some kind of...Re: The rationale: <br /><br />I seem to recall some kind of an argument about "human capital" and the "potential" of a higher ed or law degree for greater earnings over a lifetime, and therefore the debt is carried until payoff or death.<br /><br />For instance, how many times have we heard that such and such a study somewhere shows that a college grad. makes an average of a million dollars more over a lifetime than one who has no higher ed.<br /><br />But all of that was before the new economic realities; before the SL debt bubble grew to a trillion dollars. And the country was no where near the incomprehensible 16 trillion of debt that it has now.<br /><br />In essence, 1 in five American households now has nondischargeable SL debt.<br /><br />How can anyone defend such crazy circumstances?<br /><br />Is this the kind of stuff that goes on as a civilization in on the wane? <br /><br />The very premise of calling a nation's legal educational system a scam is very disheartening as well. Because it is like:<br /><br />Who can you trust?<br /><br />And wow, 20 IBR years from now, who knows what the world will be like. Really, it is all so surreal.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-65297204919254313052013-01-14T21:14:36.001-08:002013-01-14T21:14:36.001-08:00"would pay a lot in property taxes."
A ..."would pay a lot in property taxes."<br /><br />A good reason to contact local taxing authorities in addition to the IRS.<br /><br />"Non-profit" status isn't handed out like candy (although it is *still* heavily abused...) and there are many statutes and regulations concerning its use.<br /><br />The law schools' corruption has vitiated their claims to public purpose - a tax starved jurisdiction might very well sharpen their knives for these recently exposed bad actors.<br /><br />Remember...they got Capone on tax evasion...Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-3724616706387641522013-01-14T20:10:32.153-08:002013-01-14T20:10:32.153-08:00@356,
What are you TALKING about, dude? The day ...@356, <br /><br />What are you TALKING about, dude? The day you enrolled in law school was the greatest moment in your life. Three years at a lush private resort, and you've been on a vacation from work ever since then.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-58514055584161405372013-01-14T19:31:30.067-08:002013-01-14T19:31:30.067-08:003:47,
If that story is true, it makes me want to...3:47, <br /><br />If that story is true, it makes me want to take one step closer to doing something really evil. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-40083558132196564132013-01-14T19:15:44.590-08:002013-01-14T19:15:44.590-08:00"Rational" is not a noun.
Argggh!"Rational" is not a noun.<br /><br /><br />Argggh!Arrgh! Sez The Peeve-inatornoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-48690280856077801212013-01-14T18:46:30.380-08:002013-01-14T18:46:30.380-08:00The rational was that people couldn't run up a...The rational was that people couldn't run up a big debt and then skip out on the bill. Now technically the loans are not entirely non-dischargable. Under ICR and IBR, the loans will be discharged after 20 years, so it similar in concept to Chapter 13 bankruptcy, with much more lenient terms.<br /><br />Now we have been through this several different times already with you on this board. How many more times must we explain it to you, JD Painterguy?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-72709286085640924572013-01-14T18:42:12.367-08:002013-01-14T18:42:12.367-08:00This has been another JD Painterguy rant.This has been another JD Painterguy rant.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-88619784241008932062013-01-14T18:07:50.983-08:002013-01-14T18:07:50.983-08:00http://business.time.com/2012/02/09/why-cant-you-d...http://business.time.com/2012/02/09/why-cant-you-discharge-student-loans-in-bankruptcy/<br /><br />They used to be. Before 1976, all education loans were dischargeable in bankruptcy. That year, the bankruptcy code was altered so loans made by the government or a non-profit college or university could not be discharged during the first five years of repayment. They could, however, be discharged if they had been in repayment for five years or if the borrower experienced “undue hardship.” Then, the Bankruptcy Amendments and Federal Judgeship Act of 1984 made it so all private student loans were excepted from discharge too.<br /><br />Two decades of further tweaks to the bankruptcy code ensued until 2005, when Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, which made it so that no student loan — federal or private — could be discharged in bankruptcy unless the borrower can prove repaying the loan would cause “undue hardship,” a condition that is incredibly difficult to demonstrate unless the person has a severe disability. That essentially lumps student loan debt in with child support and criminal fines — other types of debt that can’t be discharged.<br /><br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-46942981284208430132013-01-14T18:07:20.308-08:002013-01-14T18:07:20.308-08:00From what I understand, early boomers (i.e. folks ...From what I understand, early boomers (i.e. folks who graduated college from 1965 to 1975) sometimes filed for bankruptcy immediately after acquiring their degree. Hence, the early efforts to limit grads' ability to discharge student loans.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-18411058805862666992013-01-14T17:50:38.254-08:002013-01-14T17:50:38.254-08:00Special snowflakes will dismiss those few people a...Special snowflakes will dismiss those few people as isolated losers.<br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-19431067046864473022013-01-14T17:49:23.727-08:002013-01-14T17:49:23.727-08:00A lot of my professors are posting the readings on...A lot of my professors are posting the readings on the Internet. I'm not even buying the $140 bundle of photocopies for one course; I'm making do with the free electronic versions.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-46022239667283367622013-01-14T16:53:08.030-08:002013-01-14T16:53:08.030-08:00I never tell anyone I am an attorney either. Peopl...I never tell anyone I am an attorney either. People think you have money and you don't. Please hang in there and look for opportunities in life. Things can change in a heartbeat.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-69198560752395967962013-01-14T16:35:10.836-08:002013-01-14T16:35:10.836-08:00federal loans became nondischargeable on October 7...federal loans became nondischargeable on October 7, 1998. (Higher Education Amendments of 1998 P.L. 105-244, 112 Stat. 1581)Anonymousnoreply@blogger.com