tag:blogger.com,1999:blog-5164886390834386622.post2598243313869652159..comments2023-10-30T08:41:06.178-07:00Comments on Inside the Law School Scam: Who knows what they owe?LawProfhttp://www.blogger.com/profile/05174586969709793419noreply@blogger.comBlogger107125tag:blogger.com,1999:blog-5164886390834386622.post-42696782226554088632012-12-18T12:53:05.344-08:002012-12-18T12:53:05.344-08:00This comment has been removed by the author.Anonymous001https://www.blogger.com/profile/16420295567822605145noreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-61542493269865056502012-12-11T07:16:16.366-08:002012-12-11T07:16:16.366-08:008:04, what do you think is going to happen politic...8:04, what do you think is going to happen politically when the first person "cashes in" and gets 100k in loans forgiven? What about when the 100th or 1000th person does so? PAYE is going to be shut down so fast it'll make your head spin. The average voter has no sympathy for the "overeducated" overindebted class, especially when programs like Social Security, which actually help the poor, are already on the chopping block or may already have been chopped by that time. There is no way that level of loan forgiveness is not going to get cut. No freaking way. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-89657381763534877402012-12-10T20:04:36.046-08:002012-12-10T20:04:36.046-08:00I think the longer PAYE exists the harder it will ...I think the longer PAYE exists the harder it will be to dislodge because there will be more and more people relying on it. Just like social security and medicare. And of course no one is suggesting we get rid of it now. There's a congressman who wants to modify it and make it a little less generous but even he doesn't want to get rid of it. <br /><br />Here's an idea if you can't get a job. Just get an LLM. The government will loan you the tuition money and your cost of living. With PAYE your payments probably won't even increase. And if you can't get a job with the LLM, just get another one.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-38519321362120913192012-12-10T20:03:23.249-08:002012-12-10T20:03:23.249-08:00Let's not forget that the majority of students...Let's not forget that the majority of students borrowing for law school are already saddled with debt from their undergrad degree. Add that to the equation.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-68332281958419559122012-12-10T19:58:57.017-08:002012-12-10T19:58:57.017-08:00As one who did score that high, I wish that I hadn...As one who did score that high, I wish that I hadn't come to law school.<br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-50213683517551294732012-12-10T19:53:41.687-08:002012-12-10T19:53:41.687-08:00"It's either a willfully delusional 0L or..."It's either a willfully delusional 0L or someone with a financial stake in the scam who is just lying. "<br /><br />My vote goes to "lying" (as mentioned above) over clueless 0L. The tone and the style of the post (providing a bit of real info, including the link, but hiding the ball as to the truth) smacks of someone taking care to navigate exactly how and how much info they are providing.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-5879516962396053652012-12-10T19:42:17.302-08:002012-12-10T19:42:17.302-08:00Yeah, I mean, most laywers aren't necessarily ...Yeah, I mean, most laywers aren't necessarily doing anything GOOD for society, but they aren't destroying lives either. Unless drafting wills and divorces or effectuating corporate mergers is "destroying lives." (the last one might eventually help to destroy some lives, but probably not the first two.)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-60109722468104970142012-12-10T19:40:05.162-08:002012-12-10T19:40:05.162-08:00There's a huge oversupply of unemployable JD&#...There's a huge oversupply of unemployable JD's right now. I'm fine with limiting it to the top 3 percent. Better yet, all law schools should take a 3-5 year hiatus from graduating anyone until the glut gets absorbed, but since that isn't going to happen, top 3 percent it is! (The only problem is, stats show people capable of scoring that high are fleeing the whole concept of law school in droves, I wonder why?)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-69985572591731695082012-12-10T19:34:36.640-08:002012-12-10T19:34:36.640-08:00This man or lady has clearly never taken out a loa...This man or lady has clearly never taken out a loan, or he/she would know this. It's either a willfully delusional 0L or someone with a financial stake in the scam who is just lying. You don't agree to repayment terms at the time you take out a student loan. I've changed my repayment plan like 5 times since I started repaying, and could change it 15 more times if I wanted to. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-5252893925995744662012-12-10T19:10:57.827-08:002012-12-10T19:10:57.827-08:00I remember my "exit" loan interview from...I remember my "exit" loan interview from a decade ago. Funny how they don't emphasize paying back the loans when you first enter law school.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-67023788366751068372012-12-10T18:12:03.080-08:002012-12-10T18:12:03.080-08:00Why do you keep lying about this? The MPN mentions...Why do you keep lying about this? The MPN mentions that these programs exist. <br /><br />The MPN does NOT set any particular repayment terms (nor could it, as repayment terms get figured out after graduation, not when you sign the MPN, which is before you sign for the loan). <br /><br />Just in case the peanut gallery has any doubts, see the statement in the MPN that says, <br /><br />"Any change to the Act applies to loans in accordance with the effective date of the change."<br /><br /><br />You friggin' lyin' buffoon of a shill.Bunk, and you're a bald faced liarnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-49359178496104443692012-12-10T18:11:10.876-08:002012-12-10T18:11:10.876-08:00Why do you keep lying about this? The MPN mentions...Why do you keep lying about this? The MPN mentions that these programs exist. <br /><br />The MPN does NOT set any particular repayment terms (nor could it, as repayment terms get figured out after graduation, not when you sign the MPN, which is before you sign for the loan). <br /><br />Just in case the peanut gallery has any doubts, see the statement in the MPN that says, <br /><br />"Any change to the Act applies to loans in accordance with the effective date of the change."<br /><br /><br />You friggin' lyin' buffoon of a shill.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-74220112850109208832012-12-10T18:10:34.672-08:002012-12-10T18:10:34.672-08:00Why do you keep lying about this? The MPN mention...Why do you keep lying about this? The MPN mentions that these programs exist. <br /><br />The MPN does NOT set any particular repayment terms (nor could it, as repayment terms get figured out after graduation, not when you sign the MPN, which is before you sign for the loan). <br /><br />Just in case the peanut gallery has any doubts, see the statement in the MPN that says, <br /><br /><b>"Any change to the Act applies to loans in accordance with the effective date of the change."</b><br /><br /><br />You friggin' lyin' buffoon of a schill.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-32228211089418673202012-12-10T18:03:44.065-08:002012-12-10T18:03:44.065-08:00http://www.cbalaw.org/_files/publications/lawyers-...http://www.cbalaw.org/_files/publications/lawyers-quarterly/Law%20Schools%20-%20The%20Real%20Employment%20Numbers%20for%20the%20Class%20of%202011.pdf<br /><br /><br />Interesting article written for an Ohio bar journal. The author put it together from records requests to the law schools in the state. Kudos to commenter Fat Man for bringing this forward (in yesterday's comments).Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-43004398097661811552012-12-10T15:41:49.681-08:002012-12-10T15:41:49.681-08:00If you don't believe me, ask the law professor...If you don't believe me, ask the law professors who run this site.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-28379242144942881242012-12-10T15:39:51.998-08:002012-12-10T15:39:51.998-08:00Not misleading at all. In fact, it's the trut...Not misleading at all. In fact, it's the truth. The Dept. of Ed posts a sample master promissory note that clearly shows IBR,ICR and Public Loan Forgiveness are included in the terms of the promissory note. <br /><br />http://www.direct.ed.gov/mpn.htmlAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-26554906550872458692012-12-10T15:37:38.847-08:002012-12-10T15:37:38.847-08:00Wrong. The terms of the IBR,ICR and Public Servic...Wrong. The terms of the IBR,ICR and Public Service Loan Forgiveness are included in the Master Promissory Note. Click on "MPN with Data Labels" and see pages 6-7. http://www.direct.ed.gov/mpn.html Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-17058938110525454212012-12-10T15:35:54.184-08:002012-12-10T15:35:54.184-08:00Nope, you would be wrong. That's why I includ...Nope, you would be wrong. That's why I included a link to the sample master promissory note provided by the Department of Education. Click on "MPN with data labels" and scroll down to page 6. ICR, IBR and the Public Service Loan Forgiveness program (page 7) are all part of the promissory note in the section titled "Borrower's Rights and Responsibilities". The government cannot change the terms of the note once it has been agreed to.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-72379356150882391782012-12-10T15:03:45.799-08:002012-12-10T15:03:45.799-08:00And it wasn't "exceedingly difficult"...And it wasn't "exceedingly difficult". <br /><br />Sorry to be arguing with you, but histrionic hyperbole sets my teeth on edge.No Lives Destroyed Here...noreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-84939194409510351192012-12-10T15:02:00.189-08:002012-12-10T15:02:00.189-08:00^^^^^^^ This is completely incorrect.
Why are you...^^^^^^^ This is completely incorrect.<br /><br />Why are you misleading people? <br /><br />What's in it for you?Bunk. Pure Bunk.noreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-60412845463755219592012-12-10T14:57:06.481-08:002012-12-10T14:57:06.481-08:00Oh Dear Lord in Heaven.
Oh God, has it finally co...Oh Dear Lord in Heaven.<br /><br />Oh God, has it finally come to this?<br /><br />http://www.youtube.com/watch?v=4-f8lu8wB-sAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-29770947511515417282012-12-10T14:54:41.248-08:002012-12-10T14:54:41.248-08:00Well, maybe the French or Belgain waffle irons.
A...Well, maybe the French or Belgain waffle irons.<br /><br />And silver dollar pancakes are eternal as well.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-29353854933750455232012-12-10T14:48:56.011-08:002012-12-10T14:48:56.011-08:00"IBR will go the way of the Waffle Iron and m..."IBR will go the way of the Waffle Iron and manual typewriter."<br /><br />What is a typewriter? (Manual or otherwise?)<br /><br />Gotta argue on the waffle iron, though. That's here to stay.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-344093962194726372012-12-10T14:44:52.296-08:002012-12-10T14:44:52.296-08:00IBR will go the way of the Waffle Iron and manual ...IBR will go the way of the Waffle Iron and manual typewriter.<br /><br />The way of the cloth diaper, and the milkman.<br /><br />The way of the hand crank to start a car.<br /><br />The way of analog radio and tv.<br /><br />The way of vinyl records and tape cassettes.<br /><br />IBR will go the way of legal firecrackers and M-80's purchased in Chinatown, NY.<br /><br />IBR will go the way of being able to drive without a seatbelt.<br /><br />IBR will go the way of being able to buy cigarettes and cigarette lighters before the age of 17 or 18.<br /><br />IBR will go the way of the legal drinking age of 18, because going into war and getting shot at is much better when the targets are as young as possible, and sober.<br /><br />IBR will go the way of being able to smoke within 200 ft of a train station.<br /><br />IBR will go the way of children under the age of 14 being able to ride a bicycle without a helmet.<br /><br />IBR will go the way of camping on a public beach without being thrown off or even arrested for doing so.<br /><br /><br /><br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5164886390834386622.post-25131523197819283142012-12-10T14:43:10.119-08:002012-12-10T14:43:10.119-08:00^^^^^^ This is completely wrong.^^^^^^ This is completely wrong.Bunk. Pure bunk.noreply@blogger.com